People are not fond of having debt. It’s a burden no one wants to carry for life. They do, however, love apps that can help them manage their debt. These apps can help you focus on creating a budget or give you tips on how to pay it off. Here are some apps to help manage credit card debt.

Qoins
Just like the name, this app does some quirky things to help you with your debt. This is a spare change app that will collect all your change in one place and then help you pay off your debt. This is how it works – whenever you make a purchase, it rounds-up the cost and then debits the extra money from your account to pay the debt little by little. This app claims that it helps users get rid of at least two to seven years off the length of the debt.

Debt Payoff Planner
Some people like a little more control over life. That is why they are not comfortable, leaving everything to an app. That is why apps like Debt Payoff Planner should be the primary apps on their phones. The user interface of this app lets the user manually enter all their debt details like the debt balance, starting balance, and the minimum payment you want to make. You can pay off the debt any way you like. It calculates the estimated time t will take you to pay off the entire thing.

Debt Manager
This is a paid app but only costs $0.99. It is best for people who use the debt snowball method to make payments. Once a loan has been repaid, the app automatically updates those payments and applies it to the next loan. You can verify how long it will take to pay off the next loan as well. All loans are converted into charts that can be exported as PDF files on your computer.

Credit Card Payoff
This app will make you regular with your credit card payments. Through this app, a user can set some time-based goals to make payments. This app calculates monthly payments you need to make to reach that goal. All this information is also converted into charts that are easy to read and understand and different plans you can use to pay the debt.

Debt Free
This app uses the debt snowball method, which includes paying off the debt using the lowest balance and also making minimum payments on the rest of the debt. Once the debt is paid-off, whatever money you applied for the first debt can be used to roll into the highest balance next, almost like a snowball.

With these apps to help manage credit card debt, you can rest easy and not let the thought of a huge debt weigh you down.